Northeast IN Real Estate Blog

Fort Wayne's Best Irish Bars & Restaurants

St. Patrick’s Day is an annual event that celebrates the heritage and culture of the Irish. This is one day of the year that I really enjoy celebrating.  I love to crowd into pubs across our great city, where they are downing pints of green beer from as early as 9 or 10 am. Seeing the crowds dressed up in don ginger wigs, green jackets and shamrock-adorned top hats and putting on a fake Irish accent and wishing them: “Top of the mornin’ to ya.” This year I look forward to celebrating in my great city with my wife and kids and starting the morning off with a run in downtown Fort Wayne “Get Green Fest 2018 Fort Wayne Firefighters 5-Kilt Run-Walk” With St. Paddy’s Day coming up this week, I thought I would share with you my top favorite pubs and restaurants to visit for this beloved holiday. Slainte!


Jk O’Donnell’s | Wayne Street
As their Facebook suggests this place offers “A wee bit of Ireland, downtown” Fort Wayne. So, as you can imagine, their fare is as traditional as it gets. Irish stew, corn beef and cabbage, bangers and mash and Lamb meatloaf are all on the menu. Their superb location on Wayne Street makes JK O’Donnell’s the perfect place for downtown dwellers to spend St. Paddy’s Day. Alongside having traditional Irish musicians setting the ambiance, they’ll also be packed to the brim with Hoosiers donned in green. To prove JK’s is the real deal, Yelp recently named them the Best Irish Pub in Fort Wayne.


Why Get Pre-Approved

Why get pre-approved

If you don’t get a loan pre-approval before you start looking, you might actually prevent yourself from finding—and buying—your dream home. What is a preapproval? The lender verifies the borrower’s information and documentation to determine exactly how much it would be willing to lend to that borrower. 

Documents like:

  • Pay stubs.
  • Last two years’ W-2s.
  • Last two federal tax returns.
  • Two months’ worth of bank statements of all types of accounts.
  • Your credit report.

A preapproval letter provides documentation of exactly how much mortgage you have been approved to borrow. 

Here are a few reasons it's ideal to get a mortgage pre-approval before you start house hunting.


Home & Garden Show

The Fort Wayne Home & Garden Show is celebrating its 45th year in 2018! With more than 650 exhibitors each year, the Fort Wayne Home & Garden Show is the place to see the latest in contemporary home and garden products and services. From seminars by knowledgeable home and garden experts, to beautifully constructed and unique landscapes by our exhibitors, you’ll find all the inspiration and help you need to start your next home project.

We are more than your average show, we offer fun for the WHOLE family. Our Family Fun area features interactive and educational displays the whole family can enjoy. With a petting zoo, adoptable pets, martial arts demonstrations, plus the best balloon and face-artists around, your guaranteed to find something for everyone!

Dates and Time:

Thursday, March 1st- 11a - 9p

Friday, March 2nd- 11a - 9p

Saturday, March 3rd- 10a - 9p

Sunday, March 4th- 11a - 5p

Save $2 on your tickets here!


Open Houses Feb. 11th

For more information go to the home page and click on the open houses section!

Tax Deductions

Did you know that your new home purchase might open up a world of tax breaks? Check out these deductions brought to you by Ruoff Home Mortgage.

Interest is the amount you pay to borrow money. A home mortgage interest deduction allows taxpayers who own their homes (and itemize their taxes) to reduce their taxable income by the amount of interest paid on the loan. Only a handful of states have tax breaks for renting!
This deduction is usually the biggest tax break you’ll receive as a home owner. In most cases, you can deduct all of your home mortgage interest. How much can you deduct? That depends on several factors such as date of your mortgage, amount and how you use it.
Does it have a toilet? The mortgage interest deduction applies to anything that meets the definition of a basic living space that you own. Condominiums, mobile homes, and even boats...

Weather The Fort

Weather the Fort is for adults 21+ only. WTF is an outdoor festival with great music, fun and interactive art, ice carvers, fire dancers, great beer, and many other activities in Freimann Square, downtown Fort Wayne, Indiana.


Weather the Fort is a FREE event!

For more info visit the website here!



Study Shows “Millennials Deserve More Credit”

2 Major Myths Holding Back Home Buyers

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.”

Myth #1: “I Need a 20% Down Payment”

Buyers often overestimate the down payment funds needed to qualify for a home loan. According to the same report:

Consumers are often unaware of the option to take out low-down-payment mortgages. Only 19% of consumers believe lenders would make loans with a down payment of 5% or less… While 15% believe lenders require a 20% down payment, and 30% believe lenders expect a 20% down payment.”

These numbers do not differ much between non-owners and homeowners; 39% of non-owners believe they need more than 20% for a down payment and 30% of homeowners believe they need more than 20% for a down payment.

While many believe that they need at least 20% down to buy their dream home, they do not realize that programs are available that allow them to put down as little as 3%. Many renters may actually be able to enter the housing market sooner than they ever imagined with programs that have emerged allowing less cash out of pocket.

Myth #2: “I Need a 780 FICO® Score or Higher to Buy”

Similar to the down payment, many either don’t know or are misinformed about what FICO®score is necessary to qualify.

Many Americans believe a ‘good’ credit score is 780 or higher.

To help debunk this myth, let’s take a look at Ellie Mae’s ...

U.S. Housing Inventory Crunch Continues… List Your House Today!

Every winter, families across the country decide if this will be the year that they sell their current houses and move into their dream homes.

Mortgage rates hovered around 4% for all of 2017 which forced many buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW!

At the same time, however, inventory levels of homes for sale have dropped dramatically as compared to this time last year.

Trulia reported that “in Q4 2017, U.S. home inventory decreased by 10.5%. That is the biggest drop we’ve seen since Q2 2013.” 

Here is a chart showing the decrease in inventory levels by category:

U.S. Housing Inventory Crunch Continues… List Your House Today! | MyKCM

The largest drop in inventory was in the starter home category which saw a 19% dip in listings.

Bottom Line

Demand for your home is very strong right now while your competition (other homes for sale) is at a historically...

Open Houses Jan. 28th

For more information check out our open house section on our home page.

15208 Candlestick Ct., Fort Wayne

Winter Activities in Fort Wayne

Sledding at Franke Park                           The snow can actually be good for one thing! 
Bowling                                                                   An indoor activity for those who do not want to endure the cold temperatures. Certain places start at just $4!
Botanical Conservatory                             Not only will this give you a taste of warmer days ahead but it is also very educational and gives an exciting hands on experince.
Ice Skating at Headwaters Park                       ...

Fort Wayne Brunch Spots

Before heading to one of our open houses treat yourself to some brunch!

Saturday Brunch Spots:
Cindy's Diner- A great classic! Open 6 am to 2pm

Savor Fort Wayne

Enjoy 12 delicious days of menu deals during Savor Fort Wayne from January 10—21, 2018

Choose from the participating restaurants below! Each one offers special menu deals no more than $30 per person!

See menus at

Note: Reservations are highly recommended where available. Certain locations may be limited to ages 21 and over. Ask for any additional restrictions.

Fort Wayne NYE Ball Drop


Fort Wayne IN MLS Search!

Fort Wayne IN MLS Search!                                                                                                              Search for any home for sale in Northern Indiana on my website below:                                                                                             

Don’t hesitate to call me at 260-403-8817 if you see a home you would like to visit.


Nick Alfano Testimonials


What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you'll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:

Pay on time- making your payment on time is key to improving your credit score.

Back it up- Lenders don't like to see you near the max of your available credit limit.

The older the better- Keeping an account in good standing for a long period of time demonstrates responsibility.

Just say no- Don't apply for new credit. Each hard inquiry cost your credit score up to 50 points.

Mix it up- Lenders like to see that you can manage different types of credit: credit cards and store cards, auto and student loans, ect.

Wait it out- You're penalized for credit mistakes but if you wait at least 12 months the penalties lessen.

Don't do quick financing companies- Even if you pay the loan on time, it can be considered a sign of poor credit management.

Get it done- Shop for mortgage rates all at once. Too many applications can lower your score, but multiple inquiries from the same type of lender are counted as one if submitted in a short period of time.

If you think you are ready to start looking at mortgages partner with a realtor. ...

Justin Williams Testimonials


Raegan Perkey Testimonials


Tony Picillo Testimonials